As much to tell you right away, if you are looking for credit online without proof of situation, it is impossible to obtain. If you are looking for credit online without proof of use of money, you have come to the right place. This is all the more true if you are looking for cheap credit at the best APR rate.
What is online credit without proof?
As the demand for consumer credit on the internet has multiplied compared to conventional distribution methods (branch, telephone or store), it seems essential to us to build a benchmark to measure the relevance of the offers of the main credit organizations.
Thanks to our online credit comparison tool with immediate response, you will find the best APR rate of online credit without proof of use of the funds made available to you by selecting the categories “personal loan”, “loan for all projects” or “need silver “. These three choices correspond to an online credit request without proof. It is indeed a credit without proof of use of the money that you will get, and not without supporting documents to provide.
Online credit without proof: where to find the best rate?
We are an objective comparator using only the APR. This is our benchmark for online credit. Our DNA at Senior Credit is to allow consumers to obtain cheap credit online.
So, whether for online credit without proof of use of money or in any other form, our priority is twofold:
- provide an agreement in principle, and the best APR rate. For this, our comparison of the best offers is based on the APR , the annual effective annual rate. This is the rate defined by the law on consumer credit and imposed on all credit organizations and banks in matters of communication. We regularly record all the rates of the main online credit organizations and we restore the ranking via our comparator.
- Guarantee an easy online credit process, thanks to the online immediate response system.
Thanks to the system that we have implemented, not only will you get the ranking of the best online credit without proof, but you will also benefit from a non-binding evaluation of your file. This system allows you to really know what better rate it is possible to obtain.
Banks and online credit without proof
We have chosen not to include banks in our online credit reference without supporting documents. It must be said that all customers are not housed in the same boat in terms of consumer loans in a bank (see online bank credit). It is very difficult for us to assess the relevance of banks on their credit offer on the internet. To put it simply, banks can offer good rates punctually but above all to their very good customers. And on the other hand, most of the time, their process is not the most efficient.
If you want to react to this approach, do not hesitate to contact us because we are always ready to change our positions if we judge that our customers will benefit: get online credit without proof at the best rate.
The best online credit journey without proof
Most online credit application paths are similar. You will go through a questionnaire in which you will have to fill in a part concerning your identity then a part concerning your situation and finally a part on your budget. When differences exist, it is in the adaptation (or not) of this online credit questionnaire to tablets and mobile phones.
Our online credit comparison meets two requirements: The first is to complete the online credit questionnaire without the most fluid proof possible, whether by browsing from a computer, tablet or phone.
- The second is to simplify the approach of our customers, to facilitate obtaining rapid credit online. You will only have to enter one credit questionnaire on our site and you will be able to decide in which organization you want to submit a file. You only have one more step to take. And you can multiply the chances of being accepted and getting the best rate.
The questionnaire entry step is not engaging, it lets you know if you are pre-accepted and at what rate in the end. You will make the commitment by returning the credit file to the organization you choose in the end.